Human Resources:  Employee Benefits

 

OPEN ENROLLMENT
Deadline:  Tuesday, April 30, 2013 at 5:00 p.m.

For complete information, please see the Enrollment Guide and the PowerPoint presentation .

Medical & Dental Plans - In order to enroll in or remain enrolled in one of the Medical Plans and/or the Dental Plan, all employees must enroll on-line at Primary PhysicianCare.  This requirement is due to a change in employee contribution rates at all levels.

Flexible Spending Accounts (FSAs) - For the first time our FSA year will begin June 1.  If you're enrolling in a Medical or Dependent Care FSA, you must enroll via a paper form.  FSA enrollment does not carryover year-to-year.  NOTE:  The form can also be found on the Primary PhysicianCare enrollment page in the left-hand navigation bar.

Vision Plan - In order to enroll or remain enrolled in the Vision Plan through Assurant, all employee must enroll via a paper form.  NOTE:  There is no plan ID card for the vision plan.

Supplemental Life - If you are currently enrolled in Supplemental Life you may have options to increase your coverage.  Use same enrollment form as new members. For existing members
you may add $10,000 to your own coverage or $5,000 to your spouse's coverage without providing evidence of insurability.  Please see the Enrollment Guide for complete details.  Changes to supplemental life must be submitted via a paper form.

If you have any questions or require assistance, please contact a member of the Human Resource Services Team:
     - Cathy Scozzari, 830-792-7365 (ext 7365)
     - Trisha Love, 830-792-7435 (ext 7435)
  

NOTE:  Student Employees are not eligible for benefits.

Enrollment Resources
   - PPC - Medical and Dental On-line enrollment link   
   - PPC - Flexible Spending Account Enrollment Form
   - PPC - Flexible Spending Account Reimbursement Form
   - Hartford - Supplemental Life Enrollment/Change Form (for existing members)
   - Hartford - Enrollment form (for new members)
   - Hartford - Statement of Health for Optional Life Insurance
                      (must be submitted with enrollment form for new enrollees)
   - Hartford - Life Insurance Beneficiary Form
   - Health Savings Account (HSA) - Form
   - VSP Assurant Vision - Enrollment Form
   - VSP Assurant - Vision Plan
   - Schreiner University - HIPAA Notice of Privacy Practices
   - Schreiner University - Required Notices - dated 06/01/2013
   - Schreiner University - Summary of Benefits and Coverage (SBC)
   - Benefit Plan Summary Annual Reports (SARs)



The information below is a brief overview of benefits and is not intended to encompass all plan details; refer to the appropriate plan or policy document for complete details.



Benefit:   Health Insurance - Plan Administrator Primary PhysicianCare

Provider Network:  PHCS Healthy Directions    www.phcs.com      1-800-922-4362

Plan Administrator:  Healthgram   www.healthgram.com     1-800-446-5439

Employees may elect either the 70/30 Plan or the HDHP 2000 Plan

When? Sign up first 30 days of employment; effective first day of employment

Premium/Month Employee Pays
70/30 Plan and HDHP 2000 Plan:  $127/EE only, $200/EE +1, $275/EE + 2 or more

Who is Eligible?: Full Time EE, ¾ Time EE and IRS qualified dependents

70/30 Plan
Deductible In-Network*: $250/EE, $500/EE +1, $750/EE + 2 or more
After Deductible, Plan pays 70%, Employee pays 30%
Wellness paid at 100%, deductible waived

Co-insurance maximum including deductible:
In-Network*:  $3,750/EE, $7,500/EE +1, $7,750/EE +2 or more

*See Summary Plan Document for Out-of-Network benefits and deductibles

HDHP 2000 Plan
Deductible In-Network*:  $2,000/EE $4,000/EE +1 or more
The ENTIRE deductible must be met before ANY benefits are paid by the Plan, other than Wellness.  No individual deductible for employee +1 or more coverage.

After Deductible, Plan pays 90%, Employee pays 10%.
Wellness paid at 100%, deductible waived

Co-insurance maximum including deductible:  $5,000/EE,  $10,000/EE +1 or more
No individual maximum for employee +1 or more coverage.

*See Summary Plan Document for Out-of Network benefits and deductibles



Benefit:  Prescription Drug Card

Express Scripts 1-800-889-0350  www.express-scripts.com
Mail Order is available

Most Nationwide and local pharmacies are in Network except for Walgreens

When?  Sign up first 30 days of employment; effective first day of employment
Who Pays?  Included in heath care cost.
Who is Eligible?:  Full Time EE; 3/4 Time EE and IRS-qualified dependents

70/30 Plan Consumer Plan
After Medical Deductible is met, Plan pays 70%, Employee pays 30%

HDHP 2000 Consumer Plan
After Medical Deductible is met, Plan pays 90%, Employee pays 10%%

Click here for Express Scripts Formulary for 2013
Click here for Express Scripts Mail Order Form



Benefit:  Dental Insurance

Primary PhysicianCare    www.primarypc.com      1-800-446-5439

When?: Sign up first 30 days of employment; effective first day of employment
EE pays per month $8.80 EE only; $32.10 EE + Spouse; $40.70 EE+ Child(ren); $71.20 EE + Family
Who is Eligible?: Full Time EE, ¾ Time EE and IRS qualified dependents
Employee does not have to elect medical to be elgible to elect dental

There is NO Dental Network
Deductible: $50/EE, $100 Family.
$2,000 maximum benefit paid per person per plan year
Preventive Care: Paid at 100% with no deductible
Cleaning allowed every six months.
Basic - 80%; Major - 50%;
Orthodontics - 50% for dependents under 19 yrs.
Click here for Dental Summary



Benefit:  Flexible Spending Accounts (FSA)

Explanation:  Pre-tax savings accounts for out of pocket health care or dependent day care expenses.
Health Care Maximum: $2,500; Dependent (Day) Care Maximum: $5,000
When?  Sign up first 30 days of employment; effective first day of employment
Who Pays?:  EE contributions
Who is Eligible?:  Full Time EE, ¾ Time EE, and IRS qualified dependents



Benefit:  Health Care Savings Accounts (HSA)

Explanation:  Pre-tax savings account for Consumer Plan participants only.
Maximum: $3,100/EE; $6,250/EE+1 & Family
$1,000 catch-up contribution for those age 55 or older
When?:  Sign up first 30 days of employment; effective first day of employment
Who Pays?:   EE contributions    
Who is Eligible?:  Full Time EE,  ¾ Time EE, and IRS qualified dependents



Benefit:  Premium Conversion

Explanation: 
Paying health coverage premium deductions on a pre-tax basis.
When?:  Allowed to change at the beginning of each plan year.
Who Pays?:  No cost - tax savings for EE.
Who is Eligible?:  Full Time EE, ¾ Time EE



Benefit:  Life Insurance and Accidental Death & Dismemberment (AD&D)    

Explanation:
   The Hartford Term Life/AD&D
(1 x annual salary, min. $25,000, max. $100,000)

When?:
  Effective first day of employment
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Long Term Disability    

Explanation: 
90 day elimination; 60% base pay up to maximum $7,000 month.
When?:  Effective first day of employment
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Employee Assistance Program (EAP)    

Explanation:
  Guidance and Counseling for you and your family.   1-800-588-8412
When?:  Available immediately
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Vacation (3/4 time pro-rated)

Explanation:  Staff: 6.67 hrs month to 2nd hire date, then 10 hrs month - max. carryover on each anniversary is 160 hrs - not payable over 120 hrs on departure. No payout if departure before first anniversary.   
When?:  First day of employment.  Available for use after 6 months.  
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Sick Leave (3/4 time pro-rated)

Explanation:
  8 hrs a month on hire date - accumulative to 480 hrs.  Not payable upon departure.
When?:  First day of employment.  Available as accrued.
Who Pays?:  Schreiner University 
Who is Eligible?:   Full Time EE,  ¾ Time EE  



Benefit:  Personal Days (3/4 time pro-rated)

Explanation:
  16 hrs each anniversary year - no carryover.
When?:   First day of employment. Available  immediately.
Who Pays?:  Schreiner University 
Who is Eligible?:  Full Time EE, ¾ Time EE     



Benefit:  Holidays    

Explanation:  
14 holidays:   FY 2013 and FY 2014 Schedules
When?:  First day of employment.
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Tuition Remission

Explanation:
   IRS qualified dependents, spouse & EE are free. 
When?:   After EE's first year anniversary date. 
Who Pays?:   Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Retirement 403B Plan

Explanation:
  TIAA-CREF or Lincoln Financial
EE contributes minimum 4%. SU contributes 6%.    
When?:  After EE's first year anniversary date SU contributes. EE can contribute from first day employment.  
Who Pays?:   EE places minimum 4%.   SU places 6%.
Who is Eligible?:   Full Time EE, ¾ Time EE



Benefit:  Voluntary Benefits    

Explanation:

VSP Assurant Vision Plan
AFLAC Insurance Products
The Hartford Supplemental Life Insurance for EE and  dependents

When?:
Sign up first 30 days of employment; effective first day of employment.  Annual Enrollment Only.  Supplemental Life can be requested anytime, but may be subject to approval.
Who Pays?:  EE pays entire cost
$6.04 EE only, $11.68 EE +1, $16.84 EE +2 or more
EE contributions vary based on age and coverage amount selected.
Who is Eligible?:  Full Time EE, ¾ Time EE, and IRS qualified dependents



Perk:  Facilities Use

Explanation:
  EE and dependents can use facilities - students have right to first use.
When?:  First day of employment.
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE, Temporary EE



Perk:  Bookstore Discount

Explanation:
   Employees may receive discount on some Bookstore merchandise.  See Bookstore personnel for details.
When?:  First day of employment. 
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE, Temporary EE



Perk:  Special Events

Explanation:
  Entrance to athletic events and campus events - Free unless otherwise noted.
When?:  First day of employment.   
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE,Temporary EE

Note:
Benefit Accrual for less than full time will be pro-rated on number of hours worked.


Note: Faculty, VN's, Deans & Cabinet are contractual EE's & any benefit differences are stated in contract.


 

 

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