Human Resources:  Employee Benefits

 

BENEFIT OVERVIEW FOR FULL-TIME AND 3/4 TIME EMPLOYEES 

NOTE:  Student Employees are not eligible for benefits.

Enrollment Resources
   - Benefit Summary Overview - Printable Version
   - Healthgram - Summary Plan Document
   - Healthgram - Medical and Dental Enrollment Form
   - Healthgram - Flexible Spending Account Enrollment Form
   - Healthgram - Flexible Spending Account Reimbursement Form
   - Principal Life Insurance  - Enrollment form (for new and existing employees)
   - Health Savings Account (HSA) - Form
   - VSP Assurant Vision - Enrollment Form
   - VSP Assurant - Vision Plan
   - Schreiner University - HIPAA Notice of Privacy Practices
   - Schreiner University - Required Notices - dated 06/01/2014
   - Schreiner University - Summary of Benefits and Coverage (SBC)
   - Benefit Plan Summary Annual Reports (SARs)



The information below is a brief overview of benefits and is not intended to encompass all plan details; refer to the appropriate plan or policy document for complete details.

EE = Employee

Open Enrollment occurs each April/May with a June 1st effective date

Benefit Plan year starts June 1st through May 31st



Benefit:   Health Insurance - Plan Administrator Healthgram

Provider Network:  PHCS Healthy Directions    www.phcs.com      1-800-922-4362

Plan Administrator:  Healthgram   www.healthgram.com     1-800-446-5439

Employees may elect either the 70/30 Plan or the HDHP 2500 Plan

When? Sign up first 30 days of employment; effective first day of employment

Premium/Month Employee Pays
70/30 Plan: $130/Employee only
                      $260/Employee + Spouse
                      $247/Employee + Child(ren)
                      $390/Employee + Family

HDHP 2500 Plan:  $130/Employee only
                      $240/Employee + Spouse
                      $227/Employee + Child(ren)
                      $360 Employee + Family

Who is Eligible?: Full Time EE, ¾ Time EE and IRS qualified dependents

70/30 Plan
Deductible In-Network*: $500/Individual $1,000/Two or more family members
After Deductible, Plan pays 70%, Employee pays 30%
Wellness paid at 100%, deductible waived

Out-of-Pocket maximum including deductible:
In-Network*:  $5,000/Individual, $10,000/Two family members, $12,500/Three or more family members

*See Summary Plan Document for Out-of-Network benefits and deductibles

HDHP 2500 Plan
Deductible In-Network*:  $2,500/Individual $5,000/Two or more family members
After Deductible, Plan pays 90%, Employee pays 10%.
Wellness paid at 100%, deductible waived

Out-of-Pocket maximum including deductible:
In-Network*:  $5,000/Individual/, $10,000/Two or more family members.

*See Summary Plan Document for Out-of Network benefits and deductibles



Benefit:  Prescription Drug Card

Express Scripts 1-800-889-0350  www.express-scripts.com
Mail Order is available

Most Nationwide and local pharmacies are in Network except for Walgreens

When?  Sign up first 30 days of employment; effective first day of employment
Who Pays?  Included in heath care cost.
Who is Eligible?:  Full Time EE; 3/4 Time EE and IRS-qualified dependents

70/30 Plan Consumer Plan
After Medical Deductible is met, Plan pays 70%, Employee pays 30%

HDHP 2500 Consumer Plan
High Deductible plan, after Medical Deductible is met, Plan pays 90%, Employee pays 10%

NOTE:  Diabetic Supplies
Diabetic Supplies are payable at 100% if prescription is obtained through Edgepark Medical Supplies.  For more information please call 1-800-321-0591.

Click here for Express Scripts Mail Order Form



Benefit:  Dental Insurance

Healthgram    www.healthgram.com      1-800-446-5439

When?: Sign up first 30 days of employment; effective first day of employment
EE pays per month $11.34 EE only; $35.82 EE + Spouse; $44.84 EE+ Child(ren); $76.86 EE + Family
Who is Eligible?: Full Time EE, ¾ Time EE and IRS qualified dependents
Employee does not have to elect medical to be elgible to elect dental

There is NO Dental Network
Deductible: $50/EE, $100 Family.
$2,000 maximum benefit paid per person per plan year
Preventive Care: Paid at 100% with no deductible
Cleaning allowed every six months
Basic - 80%; Major - 50%;
Orthodontics - 50% for dependents under 19 yrs
Click here for Dental Summary



Benefit:  Flexible Spending Accounts (FSA)

Explanation:  Pre-tax  spending accounts for out of pocket health care or dependent day care expenses.
Health Care Maximum: $2,500; Dependent (Day) Care Maximum: $5,000
Up to $500 remaining balance at the end of the plan year can carryover into the next plan year.
When?  Sign up first 30 days of employment; effective first day of employment
Who Pays?:  EE contributions
Who is Eligible?:  Full Time EE, ¾ Time EE, and IRS qualified dependents



Benefit:  Health Care Savings Accounts (HSA)

Explanation:  Pre-tax savings account for High Deductible Consumer Plan (HDHP 2500) participants only.
Maximum: $3,300/EE; $6,550/EE+1 & Family
$1,000 catch-up contribution for those age 55 or older
When?:  Sign up first 30 days of employment; effective first day of employment
Who Pays?:   EE contributions    
Who is Eligible?:  Full Time EE,  ¾ Time EE, and IRS qualified dependents



Benefit:  Premium Conversion

Explanation: 
Paying health coverage premium deductions on a pre-tax basis.
When?:  Allowed to change at the beginning of each plan year.
Who Pays?:  No cost - tax savings for EE.
Who is Eligible?:  Full Time EE, ¾ Time EE



Benefit:  Life Insurance and Accidental Death & Dismemberment (AD&D)    

Explanation:
   Principal Life Insurance Company Term Life/AD&D
(1 x annual salary, min. $25,000, max. $100,000)

When?:
  Effective first day of employment
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Long Term Disability    

Explanation: 
90 day elimination; 60% base pay up to maximum $7,000 month.
When?:  Effective first day of employment
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Employee Assistance Program (EAP)    

Explanation:
  Guidance and Counseling for you and your family.   1-800-588-8412
When?:  Available immediately
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Vacation (3/4 time pro-rated)

Explanation:  12 month Staff: 6.67 hrs month to 2nd hire date, then 10 hrs month - max; Bi-weekly Staff 3.08 hrs per pay period to 2nd hire date, then 4.62 hrs per pay period - max Carryover on each anniversary is 160 hrs - not payable over 120 hrs on departure. No payout if departure before first anniversary.   
When?:  First day of employment.  Available for use after 6 months.  
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Sick Leave (3/4 time pro-rated)

Explanation:
  12 month Staff and Faculty 8 hrs a month on hire date - accumulative to 480 hrs. 
Bi-weekly staff 3.70 hrs per pay period - accumulative to 480 hrs.
Not payable upon departure.
When?:  First day of employment.  Available as accrued.
Who Pays?:  Schreiner University 
Who is Eligible?:   Full Time EE,  ¾ Time EE



Benefit:  Personal Days (3/4 time pro-rated)

Explanation:
  16 hrs each anniversary year - no carryover.
When?:   First day of employment. Available  immediately.
Who Pays?:  Schreiner University 
Who is Eligible?:  Full Time EE, ¾ Time EE     



Benefit:  Holidays    

Explanation:  
14 holidays:   FY2015 and FY2016 Schedules
When?:  First day of employment.
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Tuition Remission

Explanation:
   IRS qualified dependents, spouse & EE are free. 
When?:   After EE's first year anniversary date. 
Who Pays?:   Schreiner University
Who is Eligible?:  Full Time EE,  ¾ Time EE



Benefit:  Retirement 403B Plan

Explanation:
  TIAA-CREF or Lincoln Financial
EE contributes minimum 4%. SU contributes 6%.    
When?:  After EE's first year anniversary date SU contributes. EE can contribute from first day employment.  
Who Pays?:   EE places minimum 4%.   SU places 6%.
Who is Eligible?:   Full Time EE, ¾ Time EE



Benefit:  Voluntary Benefits    

Explanation:

VSP Assurant Vision Plan
AFLAC Insurance Products
Principal Life Insurance Company Supplemental Life Insurance for EE and  dependents

When?:
Sign up first 30 days of employment; effective first day of employment.  Annual Enrollment Only.  Supplemental Life can be requested anytime, but may be subject to approval.
Who Pays?:  EE pays entire cost
Vision monthly premiums $6.04 EE only, $12.08 EE + Spouse, $11.09 EE + Child(ren), $18.04 EE + Family
AFLAC and Supplemental Life - EE contributions vary based on age and coverage selected.
Who is Eligible?:  Full Time EE, ¾ Time EE, and IRS qualified dependents



Perk:  Recreational Facilities Use

Explanation:
  EE and dependents can use facilities - students have right to first use.
When?:  First day of employment.
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE, Temporary EE



Perk:  Bookstore Discount

Explanation:
   Employees may receive discount on Bookstore merchandise branded SU.  See Bookstore personnel for details.
When?:  First day of employment. 
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE, Temporary EE



Perk:  Special Events

Explanation:
  Entrance to athletic events and campus events - Free unless otherwise noted.
When?:  First day of employment.   
Who Pays?:  Schreiner University
Who is Eligible?:  Full Time EE, ¾ Time EE, Part Time EE,Temporary EE

Note:
Benefit Accrual for less than full time will be pro-rated on number of hours worked.


Note: Faculty, VN's, Deans & Cabinet are contractual EE's & any benefit differences are stated in contract.


 

 

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