Financial Aid: Loans - Before You Borrow

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At Schreiner University, we want loans to be the last option when considering how to pay for a student’s educational expenses.

We hope that you’ve considered the other options available before pursuing loans -- scholarships and grants, work study and other job opportunities and payment plans.

The freshman year can be challenging and is filled with choices. Each year financial aid will be re-evaluated on your FAFSA results and your academic progress. Borrowing is one of the choices that you should evaluate each year. Once a student is on campus, the Financial Aid office does everything it can to help students generate more free money to help pay for their education. Students should watch their emails for notification of scholarship and work opportunities.

Loans are money for the student’s education that must be paid back to the lender.

If you are considering loans, we hope you will review them in this order:

Federal student and parent loans

State of Texas student loans

Private loans for students

SALT is a program to help our students, alumni and employees with financial literacy information and decision-making tools. 

Please contact the Financial Aid office with any questions about loans. You can reach us at, 1-800-343-4919 or 830-792-7217, or visit us in person in the Welcome Center. Our office is open Monday – Friday from 8am – 5pm.

The Office of Financial Aid at Schreiner University is committed to assisting students in obtaining the best financial aid award possible. However, it is the student’s responsibility to comply with all requirements necessary to complete the financial aid process. In addition, the Office of Financial Aid is not responsible for the student's financial obligations to Schreiner University. Each student must verify their account balance and make arrangements for any amounts not covered by financial aid.